Dental One Associates of Dunwoody
5901-B Peachtree Dunwoody Road NE, Suite 250, Atlanta, GA 30328

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
First off I would like to say thanks to doctor Sarah and her team for doing an awesome job. I have been terrified of the dentist for many years due to a bad experience, but doctor Sarah has changed […]
Jarvis D.
I’d definitely recommend Dr. Sarah Thornton and her wonderful staff without any hesitation. They are efficient, great at what they do and make sure you are comfortable every step of the way — […]
Deepika R.
Consistently friendly staff and efficient but thorough service for the last four years. And I HATE THE DENTIST.
Danielle J.
Very friendly, thorough, and quick.
Robert S.
Almost Pain free dental work. They care about how I want my smile to look. They need to use a new lab though because the lab is good for bridges.
Nikiah P.
Everyone in the office was friendly and thorough in their explanations of what they were doing.
Marcy T.
Dr. Thornton is one of the best dentists I have ever been pleased to call “My dentist.” Her skill and patience are topped with a wonderful personality and she has a soft manner and touch even […]
Nona L.
Everyone was extremely friendly, and I didn’t have wait long to be seen.
Amy B.
Service at a level that is second to none! Awesome staff very friendly and attentive by far the best dental experience I have ever had!
Billy M.
Everyone was very pleasant and knowledgeable.
Joyce J.
Went in and out in 1 hour. Very nice and attentive staff. It was my 7 years old daughters first trip to the dentist and she had a great time. No complaints.
Heber P.
Nice, knowledgeable, and friendly staff.
James T.
Timely and friendly help and service!
Ben H.
Friendly and professional practice
Judi M.
Friendly, professional, explained what they were doing and why
Ann C.
They have the greatest staff I have ever came contact with since I’ve been going to the dentist. Receptionist is great ( Crystal) Both hygienist are nice (Jessica) (Sema) Dr. Thornton is awesome […]
Kevin A.
Dr. Thornton and her staff have an impeccable bedside manor. They are very thorough in the explanation of all things medical and billing related. A patient leaves this office feeling very assured […]
Melissa M.
Everybody at Dental One is phenomenal!! I first went there on an emergency and they were able to get me in right away. I came back three months later for my checkup and cleaning, and they were […]
Marc S.
Sima! Sima! Sima! Amazing individual and would have a glowing career in hospitality, my profession, if she ever left dentistry. Such a sweet caring person doing anything and everything to make sure I […]
Derek M.
Great service and staff.
Kyle D.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 5:00 PM
  • Tuesday 9:00 AM - 6:00 PM
  • Wednesday 7:30 AM - 3:30 PM
  • Thursday 7:30 AM - 3:30 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (404) 381-1490
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