Dental One Associates of Dunwoody
5901-B Peachtree Dunwoody Road NE, Suite 250, Atlanta, GA 30328

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Very friendly and caring, didn’t rush through procedures,was very accommodating with schedule, satisfied with work done.
Carmen R.
The staff is on top of their game. They are wonderful.
Nefertiti H.
Best. Dental practice. Ever!! This is the best dentist office I have ever been to. The staff is Amazing and make you feel right at home. I have recommended this office to everyone, and will continue […]
Chris R.
Timely and friendly help and service!
Ben H.
Dr. Thornton is one of the best dentists I have ever been pleased to call “My dentist.” Her skill and patience are topped with a wonderful personality and she has a soft manner and touch even […]
Nona L.
Everyone was very pleasant and knowledgeable.
Joyce J.
The doctor and hygienist were thorough, informative and considerate
James R.
Everyone in the office was friendly and thorough in their explanations of what they were doing.
Marcy T.
Very friendly staff. Have been very according and welcoming. Nice facility.
Curtis S.
The staff is wonderful and so is our dentist …she is kind, patient and very knowledgeable.
Deborah H.
Very Professional on thier jobs and very friendly . Specially the hygienist was doing excellent job!
Sunny K.
I am very pleased with the dental care I receive.
Martha H.
I’d definitely recommend Dr. Sarah Thornton and her wonderful staff without any hesitation. They are efficient, great at what they do and make sure you are comfortable every step of the way — […]
Deepika R.
Thoughtful assessment of my needs (as a new patient), and very good, gentle cleaning.
Patrick E.
Service at a level that is second to none! Awesome staff very friendly and attentive by far the best dental experience I have ever had!
Billy M.
It was a great Atmosphere. Definitely welcoming. Very good with explaining procedures , care and prices.
Lyanne V.
Friendly knowledgeable staff. Dr. Thornton is great!
Michael M.
Everyone was extremely friendly, and I didn’t have wait long to be seen.
Amy B.
You treated me very nice and you made me feel comfortable. You also provided services to me even though I did not have all the money. You did a excellent job cleaning my teeth. You were very […]
Karen V.
Always a wonderful job. Thanks!
Jonathan A.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 5:00 PM
  • Tuesday 9:00 AM - 6:00 PM
  • Wednesday 7:30 AM - 3:30 PM
  • Thursday 7:30 AM - 3:30 PM
  • Friday 8:00 AM - 2:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (404) 381-1490
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